Providers of Cross-border E-money Services

Corporate Name Wave Crest Holdings Limited Home Country Gibraltar The date of receiving the right to provide cross-border services 30.03.2012

Services provided in Estonia

Services provided in Estonia 4. Payment services as defined in Article 4(3) of Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market   5. Issuing and administering other means of payment (e.g. travellers' cheques and bankers' drafts) insofar as this activity is not covered by point 4   15. Issuing electronic money