Credit institution's income statement  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1.1. Interest income
1.1.1.    Financial assets held for trading
1.1.2.    Financial assets designated at fair value through profit or loss
1.1.3.    Available-for-sale financial assets
1.1.4.    Loans and receivables
1.1.5.    Held-to-maturity investments
1.1.6.    Derivatives - hedge accounting, interest rate risk
1.1.7.    Other assets
1.1.8. Interest income on liabilities
1.2. Interest expenses
1.2.1.    Financial liabilities held for trading
1.2.2.    Financial liabilities designated at fair value through profit or loss
1.2.3.    Financial liabilities measured at amortised cost
1.2.4.    Derivatives - hedge accounting, interest rate risk
1.2.5.    Other liabilities
1.2.6. Interest expenses on assets
1.3. Expenses on share or equity capital repayable on demand
1.4. Dividend income
1.5. Fee and commission income
1.6. Fee and commission expenses
1.7. Net gains or losses (–) on derecognition of financial assets and liabilities not measured at fair value through profit or loss
1.8. Net gains or losses (–) on financial assets and liabilities held for trading
1.9. Net gains or losses (–) on financial assets and liabilities designated at fair value through profit or loss
1.10. Net gains or losses (–) from hedge accounting
1.11. Net exchange differences (gains or (–) losses)
1.12. Net gains or losses (–) on derecognition of non-financial assets
1.13. Other operating income
1.14. Other operating expenses
1.15. NET TOTAL OPERATING INCOME
2. Administrative expenses
2.1.    Staff expenses
2.2.    Other administrative expenses
3. Depreciation
4. Provisions or reversal of provisions (-)
5. Impairment or reversal of impairment (–) on financial assets not measured at fair value through profit or loss
6. Impairment or reversal of impairment (–) of investments in subsidiaries, joint ventures and associated enterprises
7. Impairment or reversal of impairment (-) on non-financial assets
8. Negative goodwill
9. Share of profit or loss (–) arising from investments in subsidiaries, joint ventures or associates
10. Profit or loss (–) from non-current assets and disposal groups classif. as held for sale, not qualif. as discontinued operations
11. PROFIT OR LOSS (–) BEFORE TAX FROM CONTINUING OPERATIONS
12. Tax expenses or income (–) related to profit or loss from continuing operations
13. PROFIT OR LOSS (–) AFTER TAX FROM CONTINUING OPERATIONS
14. Profit or loss (–) after tax from discontinued operations
15. PROFIT OR LOSS (–) FOR THE FINANCIAL YEAR
 
BIG
52 356
270
0
0
52 077
0
0
9
0
4 384
0
0
4 371
0
0
13
0
0
2 213
262
0
-106
0
0
-65
11
1 967
2 447
49 282
20 221
12 474
7 747
924
0
14 193
0
-740
0
0
0
14 685
2 000
12 685
0
12 685
 
DANSKE
17 468
1 401
0
0
14 602
0
0
8
1 457
1 025
880
0
145
0
0
0
0
0
5 075
1 504
0
940
0
0
0
0
167
1 489
19 631
14 392
9 894
4 498
185
0
-3 598
0
0
0
0
0
8 652
0
8 652
0
8 652
 
DNB
10 742
0
0
0
9 945
0
0
0
797
1 796
0
0
940
0
856
0
0
0
228
21
0
0
0
0
32
0
591
344
9 431
3 469
3 153
316
557
0
541
0
59
0
0
0
4 806
1 384
3 422
0
3 422
 
EKRE
6 793
0
411
0
6 045
25
0
113
200
1 323
0
0
1 167
0
0
156
0
0
1 773
643
0
0
-265
0
-12
5
176
706
5 799
5 614
4 329
1 285
208
0
-202
0
20
0
0
0
160
0
160
0
160
 
HANDELSB
1 348
0
0
0
1 348
0
0
0
0
313
0
0
313
0
0
0
0
0
139
97
2
0
0
0
26
0
315
0
1 420
1 638
823
815
8
0
154
0
0
0
0
0
-380
0
-380
0
-380
 
LHV
19 470
0
146
18
20 188
0
0
-882
0
1 917
0
0
1 917
0
0
0
0
0
9 165
3 232
0
6
383
0
771
0
99
133
24 612
13 235
7 655
5 580
601
0
2 576
0
0
0
0
0
8 201
0
8 201
0
8 201
 
VERSO
2 755
0
0
485
1 760
285
0
225
0
1 240
0
0
1 240
0
0
0
0
1
3 656
1 805
100
1
42
0
1 170
0
19
187
4 511
4 505
3 129
1 377
232
0
-77
0
33
0
0
0
-182
0
-182
0
-182
 
NORDEA*
52 889
0
0
0
43 387
0
0
4 971
4 531
3 936
0
0
2 124
0
1 791
21
0
0
8 205
2 447
0
0
0
0
311
0
3 881
37
58 865
24 933
14 954
9 979
159
0
2 171
0
0
0
0
0
31 602
6 320
25 282
0
25 282
 
CITADELE
4 408
0
0
0
4 408
0
0
0
0
971
0
0
971
0
0
0
0
0
1 105
174
0
0
0
0
874
0
557
7
5 792
2 568
1 816
752
99
0
1 176
0
-17
0
0
0
1 965
0
1 965
0
1 965
 
SCANIA
1 088
0
0
0
1 088
0
0
0
0
101
0
0
0
0
101
0
0
0
164
28
0
0
0
0
0
0
0
0
1 123
324
283
41
1
0
0
0
192
0
0
0
606
0
606
0
606
 
SEB
63 455
0
983
0
60 009
0
0
1 215
1 246
7 312
0
0
2 074
0
2 318
2 919
0
41
40 536
10 688
0
4 256
232
0
0
20
24 984
23 978
91 546
37 043
26 929
10 115
2 772
0
-442
0
14
0
0
0
52 159
7 500
44 659
0
44 659
 
SWED
154 195
11 574
0
0
142 539
0
0
0
82
21 525
4 923
0
8 699
1 673
0
6 230
0
49
77 711
20 457
0
10 913
0
-18
0
0
14 000
96
214 772
81 657
52 497
29 160
2 311
133
-1 949
0
0
0
33 570
0
166 190
19 883
146 307
0
146 307
 
ΔRIP
1 936
0
0
0
1 936
0
0
0
0
750
0
0
532
0
0
217
0
4
2 091
868
0
0
0
0
1 761
0
449
260
4 364
1 880
1 532
348
219
0
-182
0
0
0
0
0
2 447
0
2 447
0
2 447
 
OP
4 104
0
0
0
4 104
0
0
0
0
1 167
0
0
1 167
0
0
0
0
0
709
132
0
0
0
0
0
0
4
0
3 518
1 441
758
683
539
38
0
0
0
0
0
0
1 500
0
1 500
0
1 500
 
FOLKE
35
0
0
0
35
0
0
1
0
23
0
0
0
0
23
0
0
0
0
0
-187
0
0
0
5
-60
112
0
-118
237
83
154
28
0
-621
0
0
0
0
0
239
0
239
0
239
 
INBANK
7 403
0
0
0
7 403
0
0
0
0
1 477
0
0
1 477
0
0
0
0
0
419
356
0
0
0
0
0
0
394
608
5 775
3 241
2 292
948
0
0
1 213
-5 797
0
0
0
0
7 119
0
7 119
0
7 119

Key to the abbreviations