Credit institution's balance sheet  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1. Cash, cash balances at central banks and other demand deposits
1.1. Cash
1.2. Cash balances at central banks
1.3. Other demand deposits
2. Financial assets held for trading
2.1. Derivatives
2.2. Equity instruments
2.3. Debt securities
2.4. Loans and advances
3. Non-trading financial assets mandatorily at fair value through profit or loss
3.1. Equity instruments
3.2. Debt securities
3.3. Loans and advances
4. Financial assets designated at fair value through profit or loss
4.1. Debt securities
4.2. Loans and advances
5. Financial assets at fair value through other comprehensive income
5.1. Equity instruments
5.2. Debt securities
5.3. Loans and advances
6. Financial assets at amortised cost
6.1. Debt securities
6.2. Loans and advances
7. Derivatives – hedge accounting
8. Fair value changes of hedged items in portfolio hedge of interest rate risk
9. Investments in subsidiaries, joint ventures and associates
10. Tangible assets
10.1 Tangible assets
10.2 Investment property
11. Intangible assets
11.1. Goodwill
11.2. Other intangible assets
12. Income tax assets
12.1. Current income tax assets
12.2. Deferent income tax assets
13. Other assets
14. Non-current assets and disposal groups classified as held for sale
15. TOTAL ASSETS
1. Financial liabilities held for trading
1.1. Derivatives
1.2. Short positions
1.3. Deposits
1.4. Debt securities issued
1.5. Other financial liabilities
2. Financial liabilities designated at fair value through profit or loss
2.1. Deposits
2.2. Debt securities issued
2.3. Other financial liabilities
3. Financial liabilities measured at amortised cost
3.1. Deposits
3.2. Debt securities issued
3.3. Other financial liabilities
4. Derivatives - hedge accounting
5. Fair value changes of the hedged items in portfolio hedge of interest rate risk
6. Provisions
6.1. Pensions and other post-employment defined benefit liabilities
6.2. Other long-term employee benefits
6.3. Restructuring
6.4. Pending legal issues and tax litigation
6.5. Commitments and guarantees given
6.6. Other provisions
7. Income tax liabilities
7.1. Current income tax liabilities
7.2. Deferred income tax liabilities
8. Share capital repayable on demand
9. Other liabilities
10. Liabilities included in disposal groups classified as held for sale
11. TOTAL LIABILITIES
1. Capital
1.1. Capital
1.2. Called-up capital not paid
2. Share premium
3. Equity instruments issued other than share capital
3.1. Equity component of compound financial instruments
3.2. Other equity instruments issued
4. Other equity
5. Accumulated other comprehensive income
5.1 Items not reclassified to profit or loss
5.1.1. Tangible assets
5.1.2. Intangible assets
5.1.3. Actuarial gains or (-) losses on defined benefit pension plans
5.1.4. Non-current assets and disposal groups classified as held for sale
5.1.5. Share of oth. recog. inc. and exp. of inv in subsidar., joint ventures and assoc.
5.1.6. Fair value ch. of equity instr measured at fair value thr. Oth. comprehensive income
5.1.7. Hedge inef of fair value hedges for eq. instr. measured at fair value thr. oth. compreh. Income
5.1.7.1. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedged instrument)
5.1.7.2. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedging instrument)
5.1.8. Fair value ch. of fin. Liab. at fair value thr. profit or loss attributable to changes in credit risk
5.2 Items that may be reclassified to profit or loss
5.2.1. Hedge of net investments in foreign operations (effective portion)
5.2.2. Foreign currency translation
5.2.3. Hedging derivatives. Cash flow hedges reserve (effective portion)
5.2.4. Fair value changes of debt instr. measured at fair value through oth. compreh. Income
5.2.5. Hedging instruments (not designated elements)
5.2.6. Non-current assets and disposal groups classified as held for sale
5.2.7. Share of other recog. inc. and exp. of inv. in subsidaries, joint ventures and assoc.
6. Retained earnings
7. Other reserves
7.1. Reserves or accum. losses of inv. in subsidar., joint ventures and assoc. acc. for using the eq. Method
7.2. Other
8. Treasury shares (-)
9. Profit/ loss for the financial year
10. Interim dividends (-)
11. TOTAL EQUITY
12. TOTAL LIABILITIES AND TOTAL EQUITY
 
BIG
39 491
0
12 228
27 264
0
0
0
0
0
0
0
0
0
0
0
0
11 687
0
11 687
0
383 853
0
383 853
0
0
579
2 854
2 572
281
8 397
0
8 397
681
681
0
1 847
0
449 390
0
0
0
0
0
0
0
0
0
0
337 018
331 980
5 038
0
0
0
657
0
0
0
0
0
657
126
126
0
0
6 049
0
343 850
8 000
8 000
0
0
0
0
0
0
917
251
251
0
0
0
0
0
0
0
0
0
666
0
726
0
-59
0
0
0
90 371
800
0
800
0
5 453
0
105 540
449 390
 
DANSKE
202 403
11 971
13 374
177 058
1 402
1 402
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 331 804
32 285
1 299 520
0
0
0
4 497
4 497
0
0
0
0
0
0
0
2 447
0
1 542 553
1 703
1 703
0
0
0
0
0
0
0
0
1 400 370
1 397 572
0
2 798
0
0
1 048
950
0
0
0
99
0
0
0
0
0
4 101
0
1 407 222
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
130 269
0
0
0
0
5 062
0
135 331
1 542 553
 
LUMINOR
446 245
4 666
370 398
71 181
3 902
3 902
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3 169 228
33 294
3 135 934
0
0
110 983
512
512
0
1 519
0
1 519
0
0
0
10 289
382
3 743 060
3 902
3 902
0
0
0
0
0
0
0
0
3 289 259
3 224 199
65 060
0
0
0
510
0
0
142
0
368
0
144
144
0
0
19 935
0
3 313 750
9 377
9 377
0
402 141
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13 293
664
0
664
0
3 834
0
429 310
3 743 060
 
EKRE
96 434
22 235
45 284
28 914
0
0
0
0
0
0
0
0
0
0
0
0
11 987
13
11 974
0
255 954
0
255 954
0
0
16 064
2 159
1 946
213
908
0
908
0
0
0
774
0
384 280
0
0
0
0
0
0
0
0
0
0
334 463
324 348
10 116
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8 120
0
342 584
38 199
38 199
0
175
0
0
0
0
-32
0
0
0
0
0
0
0
0
0
0
0
-32
0
0
0
-32
0
0
0
1 242
2 070
0
2 070
0
43
0
41 696
384 280
 
HANDELSB
30 526
0
418
30 108
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
120 237
50 127
70 110
0
0
0
21
21
0
0
0
0
0
0
0
215
0
150 998
0
0
0
0
0
0
0
0
0
0
151 139
151 139
0
0
0
0
2
0
0
0
0
2
0
0
0
0
0
177
0
151 318
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-121
0
-121
0
-198
0
-319
150 998
 
LHV
1 068 765
4 975
1 040 941
22 849
119
66
53
0
0
48 113
0
48 113
0
0
0
0
775
0
775
0
743 588
0
743 588
0
0
325
1 337
1 337
0
1 137
0
1 137
0
0
0
12 583
0
1 876 742
4
4
0
0
0
0
0
0
0
0
1 759 430
1 759 430
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
14 422
0
1 773 856
69 500
69 500
0
0
0
0
0
1 339
-70
0
0
0
0
0
0
0
0
0
0
0
-70
0
0
0
-70
0
0
0
24 680
2 191
0
2 191
0
5 245
0
102 886
1 876 742
 
NORDEA*
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
250
250
0
0
0
0
0
0
0
1 160
0
1 410
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48
0
48
0
0
0
0
73
73
0
0
995
0
1 116
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
132
0
0
0
0
161
0
294
1 410
 
CITADELE
74 438
1 819
28 038
44 581
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
105 968
0
105 968
0
0
0
455
455
0
19
0
19
0
0
0
2 027
0
182 909
0
0
0
0
0
0
0
0
0
0
180 111
180 056
0
55
0
0
106
0
0
0
0
106
0
0
0
0
0
567
0
180 784
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 133
0
0
0
0
991
0
2 124
182 909
 
SCANIA
808
0
0
808
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
50 505
0
50 505
0
0
0
2
2
0
0
0
0
0
0
0
0
0
51 315
0
0
0
0
0
0
0
0
0
0
43 330
43 330
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
561
0
43 891
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7 618
0
0
0
0
-194
0
7 424
51 315
 
SEB
793 618
35 148
255 523
502 946
21 810
21 731
79
0
0
91 965
3 106
88 859
0
0
0
0
0
0
0
0
4 699 031
0
4 699 031
0
0
5 494
9 407
9 407
0
4 050
0
4 050
0
0
0
7 172
0
5 632 547
20 603
20 603
0
0
0
0
0
0
0
0
4 832 716
4 781 593
0
51 123
0
0
372
0
0
0
0
372
0
17 500
17 500
0
0
14 069
0
4 885 260
42 541
42 541
0
86 066
0
0
0
7
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
599 436
19 078
0
19 078
0
158
0
747 286
5 632 547
 
SWED
1 983 833
80 705
1 795 179
107 948
12 948
9 155
3 793
0
0
186 314
62
186 252
0
0
0
0
0
0
0
0
7 374 641
0
7 374 641
93
-73
121 222
15 636
15 636
0
0
0
0
7
7
0
2 152
0
9 696 774
8 276
8 276
0
0
0
0
0
0
0
0
8 046 341
7 950 642
1 143
94 556
1 506
0
175
0
0
0
0
175
0
35 577
35 577
0
0
19 613
0
8 111 488
85 000
85 000
0
30 982
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 372 321
42 125
0
42 125
0
54 858
0
1 585 286
9 696 774
 
ÄRIP
170 138
1 260
67 608
101 271
0
0
0
0
0
37
37
0
0
0
0
0
0
0
0
0
56 866
0
56 866
0
0
3 015
4 424
4 424
0
0
0
0
0
0
0
1 277
0
235 758
0
0
0
0
0
0
0
0
0
0
196 806
196 806
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
12 209
0
209 015
25 500
25 500
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-36
829
0
829
0
450
0
26 743
235 758
 
OP
333 120
0
3 265
329 854
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
356 192
0
356 192
0
0
0
1
1
0
2 712
0
2 712
0
0
0
130
0
692 155
0
0
0
0
0
0
0
0
0
0
692 254
692 254
0
0
0
0
42
0
0
0
0
0
42
1
1
0
0
1 487
0
693 784
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-2 124
0
0
0
0
495
0
-1 629
692 155
 
FOLKE
40
0
0
40
0
0
0
0
0
188
188
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
51
0
51
0
0
0
33
0
312
0
0
0
0
0
0
0
0
0
0
884
884
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
358
0
1 242
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1 032
0
0
0
0
101
0
-931
312
 
INBANK
29 182
4
21 934
7 244
0
0
0
0
0
4 600
4 600
0
0
0
0
0
0
0
0
0
99 306
0
99 306
0
0
1 053
177
177
0
763
238
525
465
0
465
241
0
135 786
0
0
0
0
0
0
0
0
0
0
107 857
101 372
6 485
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2 182
0
110 039
782
782
0
9 068
0
0
0
0
-18
0
0
0
0
0
0
0
0
0
0
0
-18
0
-18
0
0
0
0
0
11 081
1 474
0
1 474
0
3 360
0
25 747
135 786
 
TF
992
0
0
992
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
37 515
0
37 515
0
0
0
4
4
0
0
0
0
0
0
0
110
0
38 621
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
37 441
0
37 441
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
315
0
0
0
0
865
0
1 180
38 621

Key to the abbreviations