Credit institution's balance sheet  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1. Cash, cash balances at central banks and other demand deposits
1.1. Cash
1.2. Cash balances at central banks
1.3. Other demand deposits
2. Financial assets held for trading
2.1. Derivatives
2.2. Equity instruments
2.3. Debt securities
2.4. Loans and advances
3. Non-trading financial assets mandatorily at fair value through profit or loss
3.1. Equity instruments
3.2. Debt securities
3.3. Loans and advances
4. Financial assets designated at fair value through profit or loss
4.1. Debt securities
4.2. Loans and advances
5. Financial assets at fair value through other comprehensive income
5.1. Equity instruments
5.2. Debt securities
5.3. Loans and advances
6. Financial assets at amortised cost
6.1. Debt securities
6.2. Loans and advances
7. Derivatives – hedge accounting
8. Fair value changes of hedged items in portfolio hedge of interest rate risk
9. Investments in subsidiaries, joint ventures and associates
10. Tangible assets
10.1 Tangible assets
10.2 Investment property
11. Intangible assets
11.1. Goodwill
11.2. Other intangible assets
12. Income tax assets
12.1. Current income tax assets
12.2. Deferent income tax assets
13. Other assets
14. Non-current assets and disposal groups classified as held for sale
15. TOTAL ASSETS
1. Financial liabilities held for trading
1.1. Derivatives
1.2. Short positions
1.3. Deposits
1.4. Debt securities issued
1.5. Other financial liabilities
2. Financial liabilities designated at fair value through profit or loss
2.1. Deposits
2.2. Debt securities issued
2.3. Other financial liabilities
3. Financial liabilities measured at amortised cost
3.1. Deposits
3.2. Debt securities issued
3.3. Other financial liabilities
4. Derivatives - hedge accounting
5. Fair value changes of the hedged items in portfolio hedge of interest rate risk
6. Provisions
6.1. Pensions and other post-employment defined benefit liabilities
6.2. Other long-term employee benefits
6.3. Restructuring
6.4. Pending legal issues and tax litigation
6.5. Commitments and guarantees given
6.6. Other provisions
7. Income tax liabilities
7.1. Current income tax liabilities
7.2. Deferred income tax liabilities
8. Share capital repayable on demand
9. Other liabilities
10. Liabilities included in disposal groups classified as held for sale
11. TOTAL LIABILITIES
1. Capital
1.1. Capital
1.2. Called-up capital not paid
2. Share premium
3. Equity instruments issued other than share capital
3.1. Equity component of compound financial instruments
3.2. Other equity instruments issued
4. Other equity
5. Accumulated other comprehensive income
5.1 Items not reclassified to profit or loss
5.1.1. Tangible assets
5.1.2. Intangible assets
5.1.3. Actuarial gains or (-) losses on defined benefit pension plans
5.1.4. Non-current assets and disposal groups classified as held for sale
5.1.5. Share of oth. recog. inc. and exp. of inv in subsidar., joint ventures and assoc.
5.1.6. Fair value ch. of equity instr measured at fair value thr. Oth. comprehensive income
5.1.7. Hedge inef of fair value hedges for eq. instr. measured at fair value thr. oth. compreh. Income
5.1.7.1. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedged instrument)
5.1.7.2. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedging instrument)
5.1.8. Fair value ch. of fin. Liab. at fair value thr. profit or loss attributable to changes in credit risk
5.2 Items that may be reclassified to profit or loss
5.2.1. Hedge of net investments in foreign operations (effective portion)
5.2.2. Foreign currency translation
5.2.3. Hedging derivatives. Cash flow hedges reserve (effective portion)
5.2.4. Fair value changes of debt instr. measured at fair value through oth. compreh. Income
5.2.5. Hedging instruments (not designated elements)
5.2.6. Non-current assets and disposal groups classified as held for sale
5.2.7. Share of other recog. inc. and exp. of inv. in subsidaries, joint ventures and assoc.
6. Retained earnings
7. Other reserves
7.1. Reserves or accum. losses of inv. in subsidar., joint ventures and assoc. acc. for using the eq. Method
7.2. Other
8. Treasury shares (-)
9. Profit/ loss for the financial year
10. Interim dividends (-)
11. TOTAL EQUITY
12. TOTAL LIABILITIES AND TOTAL EQUITY
 
BIG
63 744
0
26 485
37 258
0
0
0
0
0
0
0
0
0
0
0
0
12 287
0
12 287
0
416 297
0
416 297
0
0
579
3 076
2 798
278
10 835
0
10 835
953
953
0
2 712
0
510 483
0
0
0
0
0
0
0
0
0
0
387 113
382 072
5 041
0
0
0
1 513
0
0
0
0
0
1 513
453
453
0
0
6 218
0
395 296
8 000
8 000
0
0
0
0
0
0
835
251
251
0
0
0
0
0
0
0
0
0
585
0
743
0
-159
0
0
0
90 371
800
0
800
0
15 181
0
115 187
510 483
 
DANSKE
64 686
14 250
3 504
46 932
1 095
1 095
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 159 551
29 217
1 130 334
0
0
0
4 369
4 369
0
573
0
573
0
0
0
1 435
0
1 231 709
1 182
1 182
0
0
0
0
0
0
0
0
1 091 513
1 091 451
0
61
0
0
1 242
563
0
0
0
470
210
0
0
0
0
4 031
0
1 097 968
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
128 443
0
0
0
0
5 298
0
133 741
1 231 709
 
LUMINOR
605 619
5 369
559 416
40 833
3 218
3 218
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2 992 586
29 230
2 963 356
0
0
110 984
607
607
0
1 127
0
1 127
0
0
0
7 005
220
3 721 366
3 218
3 218
0
0
0
0
0
0
0
0
3 257 608
3 192 440
65 167
0
0
0
2 785
0
0
32
0
2 753
0
156
156
0
0
18 299
0
3 282 066
9 377
9 377
0
402 141
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13 293
664
0
664
0
13 824
0
439 299
3 721 366
 
COOP
91 084
22 525
50 026
18 533
0
0
0
0
0
0
0
0
0
0
0
0
9 673
13
9 660
0
300 262
0
300 262
0
0
16 064
2 303
2 091
213
1 288
0
1 288
0
0
0
918
0
421 591
0
0
0
0
0
0
0
0
0
0
374 111
363 963
10 148
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5 735
0
379 846
38 199
38 199
0
175
0
0
0
0
-66
0
0
0
0
0
0
0
0
0
0
0
-66
0
0
0
-66
0
0
0
1 024
2 362
0
2 362
0
52
0
41 745
421 591
 
HANDELSB
34 282
0
462
33 820
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
119 348
50 126
69 223
0
0
0
15
15
0
0
0
0
0
0
0
160
0
153 805
0
0
0
0
0
0
0
0
0
0
153 710
153 710
0
0
0
0
1
0
0
0
0
1
0
0
0
0
0
172
0
153 883
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-78
0
-78
153 805
 
LHV
965 988
6 368
926 047
33 573
186
41
145
0
0
40 575
0
40 575
0
0
0
0
220
0
220
0
800 631
0
800 631
0
0
325
1 348
1 348
0
1 221
0
1 221
0
0
0
9 251
0
1 819 745
2
2
0
0
0
0
0
0
0
0
1 684 039
1 684 039
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25 299
0
1 709 339
69 500
69 500
0
0
0
0
0
1 324
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25 190
2 191
0
2 191
0
12 200
0
110 406
1 819 745
 
NORDEA*
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
516
516
0
0
0
0
0
0
0
1 244
0
1 761
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48
0
48
0
0
0
0
135
135
0
0
1 040
0
1 223
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
132
0
0
0
0
406
0
538
1 761
 
CITADELE
66 095
1 825
27 555
36 715
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
124 458
0
124 458
0
0
0
405
405
0
16
0
16
0
0
0
485
0
191 458
0
0
0
0
0
0
0
0
0
0
186 829
186 722
0
107
0
0
67
0
0
0
0
67
0
0
0
0
0
671
0
187 567
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 133
0
0
0
0
2 759
0
3 892
191 458
 
SCANIA
1 858
0
0
1 858
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
55 155
0
55 155
0
0
0
1
1
0
0
0
0
0
0
0
0
0
57 014
0
0
0
0
0
0
0
0
0
0
47 722
47 722
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 379
0
49 101
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7 618
0
0
0
0
296
0
7 913
57 014
 
SEB
829 651
37 071
254 693
537 886
20 406
20 253
153
0
0
104 594
4 240
100 354
0
0
0
0
0
0
0
0
4 874 619
0
4 874 619
0
0
5 494
10 127
10 127
0
4 807
0
4 807
0
0
0
10 236
0
5 859 934
18 876
18 876
0
0
0
0
0
0
0
0
5 034 940
4 985 009
0
49 931
0
0
280
0
0
0
0
280
0
0
0
0
0
15 009
0
5 069 105
42 541
42 541
0
86 066
0
0
0
121
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
599 436
19 078
0
19 078
0
43 586
0
790 828
5 859 934
 
SWED
2 354 155
80 537
2 172 805
100 813
27 788
25 112
2 677
0
0
159 329
1 011
158 318
0
0
0
0
0
0
0
0
7 665 553
0
7 665 553
57
-4
121 222
15 254
15 254
0
0
0
0
7
7
0
1 724
0
10 345 087
22 819
21 700
0
0
1 120
0
0
0
0
0
8 631 256
8 541 463
0
89 794
119
0
188
0
0
0
0
188
0
6 465
6 465
0
0
17 652
0
8 678 500
85 000
85 000
0
30 982
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 371 449
42 125
0
42 125
0
137 031
0
1 666 587
10 345 087
 
ÄRIP
142 178
1 471
49 661
91 045
0
0
0
0
0
37
37
0
0
0
0
0
0
0
0
0
63 302
0
63 302
0
0
3 015
4 456
4 456
0
0
0
0
0
0
0
1 271
0
214 259
0
0
0
0
0
0
0
0
0
0
180 493
180 493
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6 144
0
186 637
25 500
25 500
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-122
915
0
915
0
1 330
0
27 622
214 259
 
OP
265 109
0
2 399
262 710
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
349 372
0
349 372
0
0
0
1
1
0
2 457
0
2 457
0
0
0
77
0
617 016
0
0
0
0
0
0
0
0
0
0
616 684
616 684
0
0
0
0
65
0
0
0
0
0
65
89
89
0
0
980
0
617 818
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-2 124
0
0
0
0
1 322
0
-802
617 016
 
FOLKE
2
0
0
2
0
0
0
0
0
240
240
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
35
0
35
0
0
0
6
0
283
0
0
0
0
0
0
0
0
0
0
884
884
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
355
0
1 240
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1 032
0
0
0
0
76
0
-956
283
 
TF
885
0
0
885
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
48 331
0
48 331
0
0
0
11
11
0
0
0
0
0
0
0
179
0
49 406
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
45 610
0
45 610
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
315
0
0
0
0
3 481
0
3 796
49 406
 
INBANK
44 945
4
35 825
9 116
0
0
0
0
0
4 600
4 600
0
0
0
0
0
0
0
0
0
171 428
0
171 428
0
0
16 122
162
162
0
1 088
238
850
567
0
567
448
0
239 359
0
0
0
0
0
0
0
0
0
0
203 713
187 209
16 504
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2 683
0
206 396
874
874
0
15 053
0
0
0
0
13
0
0
0
0
0
0
0
0
0
0
0
13
0
13
0
0
0
0
0
11 081
1 484
0
1 484
0
4 459
0
32 963
239 359

Key to the abbreviations