Credit institution's balance sheet  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1. Cash, cash balances at central banks and other demand deposits
1.1. Cash
1.2. Cash balances at central banks
1.3. Other demand deposits
2. Financial assets held for trading
2.1. Derivatives
2.2. Equity instruments
2.3. Debt securities
2.4. Loans and advances
3. Non-trading financial assets mandatorily at fair value through profit or loss
3.1. Equity instruments
3.2. Debt securities
3.3. Loans and advances
4. Financial assets designated at fair value through profit or loss
4.1. Debt securities
4.2. Loans and advances
5. Financial assets at fair value through other comprehensive income
5.1. Equity instruments
5.2. Debt securities
5.3. Loans and advances
6. Financial assets at amortised cost
6.1. Debt securities
6.2. Loans and advances
7. Derivatives – hedge accounting
8. Fair value changes of hedged items in portfolio hedge of interest rate risk
9. Investments in subsidiaries, joint ventures and associates
10. Tangible assets
10.1 Tangible assets
10.2 Investment property
11. Intangible assets
11.1. Goodwill
11.2. Other intangible assets
12. Income tax assets
12.1. Current income tax assets
12.2. Deferent income tax assets
13. Other assets
14. Non-current assets and disposal groups classified as held for sale
15. TOTAL ASSETS
1. Financial liabilities held for trading
1.1. Derivatives
1.2. Short positions
1.3. Deposits
1.4. Debt securities issued
1.5. Other financial liabilities
2. Financial liabilities designated at fair value through profit or loss
2.1. Deposits
2.2. Debt securities issued
2.3. Other financial liabilities
3. Financial liabilities measured at amortised cost
3.1. Deposits
3.2. Debt securities issued
3.3. Other financial liabilities
4. Derivatives - hedge accounting
5. Fair value changes of the hedged items in portfolio hedge of interest rate risk
6. Provisions
6.1. Pensions and other post-employment defined benefit liabilities
6.2. Other long-term employee benefits
6.3. Restructuring
6.4. Pending legal issues and tax litigation
6.5. Commitments and guarantees given
6.6. Other provisions
7. Income tax liabilities
7.1. Current income tax liabilities
7.2. Deferred income tax liabilities
8. Share capital repayable on demand
9. Other liabilities
10. Liabilities included in disposal groups classified as held for sale
11. TOTAL LIABILITIES
1. Capital
1.1. Capital
1.2. Called-up capital not paid
2. Share premium
3. Equity instruments issued other than share capital
3.1. Equity component of compound financial instruments
3.2. Other equity instruments issued
4. Other equity
5. Accumulated other comprehensive income
5.1 Items not reclassified to profit or loss
5.1.1. Tangible assets
5.1.2. Intangible assets
5.1.3. Actuarial gains or (-) losses on defined benefit pension plans
5.1.4. Non-current assets and disposal groups classified as held for sale
5.1.5. Share of oth. recog. inc. and exp. of inv in subsidar., joint ventures and assoc.
5.1.6. Fair value ch. of equity instr measured at fair value thr. Oth. comprehensive income
5.1.7. Hedge inef of fair value hedges for eq. instr. measured at fair value thr. oth. compreh. Income
5.1.7.1. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedged instrument)
5.1.7.2. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedging instrument)
5.1.8. Fair value ch. of fin. Liab. at fair value thr. profit or loss attributable to changes in credit risk
5.2 Items that may be reclassified to profit or loss
5.2.1. Hedge of net investments in foreign operations (effective portion)
5.2.2. Foreign currency translation
5.2.3. Hedging derivatives. Cash flow hedges reserve (effective portion)
5.2.4. Fair value changes of debt instr. measured at fair value through oth. compreh. Income
5.2.5. Hedging instruments (not designated elements)
5.2.6. Non-current assets and disposal groups classified as held for sale
5.2.7. Share of other recog. inc. and exp. of inv. in subsidaries, joint ventures and assoc.
6. Retained earnings
7. Other reserves
7.1. Reserves or accum. losses of inv. in subsidar., joint ventures and assoc. acc. for using the eq. Method
7.2. Other
8. Treasury shares (-)
9. Profit/ loss for the financial year
10. Interim dividends (-)
11. TOTAL EQUITY
12. TOTAL LIABILITIES AND TOTAL EQUITY
 
BIG
61 253
0
7 782
53 471
0
0
0
0
0
0
0
0
0
0
0
0
13 070
0
13 070
0
448 585
0
448 585
0
0
579
5 328
5 168
160
14 284
0
14 284
1 177
1 177
0
2 102
0
546 380
0
0
0
0
0
0
0
0
0
0
418 044
410 398
5 043
2 603
0
0
1 598
0
0
0
0
0
1 598
330
330
0
0
7 730
0
427 702
8 000
8 000
0
0
0
0
0
0
987
251
251
0
0
0
0
0
0
0
0
0
736
0
825
0
-88
0
0
0
103 073
800
0
800
0
5 818
0
118 678
546 380
 
DANSKE
87 399
11 558
451
75 390
487
487
0
0
0
0
0
0
0
0
0
0
0
0
0
0
547 592
29 237
518 355
0
0
0
4 197
4 197
0
466
0
466
0
0
0
1 100
468 812
1 110 051
1 102
1 102
0
0
0
0
0
0
0
0
967 685
965 566
0
2 118
0
0
591
0
0
0
0
591
0
0
0
0
0
8 173
40 192
1 017 743
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
133 440
0
0
0
0
-41 131
0
92 308
1 110 051
 
LUMINOR
2 434 575
171 779
2 115 293
147 503
59 687
56 070
0
3 617
0
0
0
0
0
135 281
135 281
0
7 752
7 752
0
0
11 117 178
25 036
11 092 142
1 694
0
263 389
60 467
60 190
277
4 672
351
4 322
798
0
798
91 835
114
14 177 440
49 486
49 486
0
0
0
0
0
0
0
0
12 287 506
11 864 318
351 649
71 539
0
0
6 937
0
0
2 520
93
4 068
256
2 549
2 549
0
0
48 181
0
12 394 660
34 912
34 912
0
1 628 274
0
0
0
0
3 414
3 414
233
0
0
0
0
3 180
0
0
0
0
0
0
0
0
0
0
0
0
99 740
664
0
664
0
15 777
0
1 782 780
14 177 440
 
COOP
83 278
22 569
57 471
3 238
0
0
0
0
0
0
0
0
0
0
0
0
7 746
13
7 732
0
342 709
0
342 709
0
0
16 425
4 116
3 903
213
1 427
0
1 427
2
2
0
843
0
456 545
0
0
0
0
0
0
0
0
0
0
409 370
397 609
10 115
1 647
0
0
0
0
0
0
0
0
0
0
0
0
0
5 257
0
414 627
38 199
38 199
0
175
0
0
0
0
-66
0
0
0
0
0
0
0
0
0
0
0
-66
0
0
0
-66
0
0
0
1 204
2 421
0
2 421
0
-15
0
41 918
456 545
 
HANDELSB
24 923
0
506
24 417
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
78 794
0
78 794
0
0
0
11
11
0
0
0
0
0
0
0
192
0
103 920
0
0
0
0
0
0
0
0
0
0
103 962
103 962
0
0
0
0
1
0
0
0
0
1
0
0
0
0
0
167
0
104 131
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-211
0
-211
103 920
 
LHV
763 993
5 755
732 688
25 550
171
0
171
0
0
18 019
0
18 019
0
0
0
0
298
0
298
0
977 219
0
977 219
0
0
325
6 051
6 051
0
1 148
0
1 148
7
0
7
11 946
0
1 779 177
34
34
0
0
0
0
0
0
0
0
1 641 612
1 641 612
0
0
0
0
0
0
0
0
0
0
0
950
950
0
0
16 713
0
1 659 309
69 500
69 500
0
0
0
0
0
1 864
78
0
0
0
0
0
0
0
0
0
0
0
78
0
0
0
78
0
0
0
39 898
3 025
0
3 025
0
5 502
0
119 868
1 779 177
 
NORDEA*
182
0
0
182
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 885
1 885
0
0
0
0
0
0
0
1 521
0
3 587
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
186
186
0
0
2 331
0
2 516
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
733
0
0
0
0
337
0
1 071
3 587
 
CITADELE
60 693
1 839
28 369
30 485
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
132 793
0
132 793
0
0
0
618
618
0
12
0
12
0
0
0
1 891
0
196 008
0
0
0
0
0
0
0
0
0
0
187 983
187 948
0
35
0
0
36
0
0
0
0
36
0
0
0
0
0
1 351
0
189 370
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6 231
0
0
0
0
407
0
6 638
196 008
 
SCANIA
774
0
0
774
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
49 191
0
49 191
0
0
0
10 157
10 157
0
0
0
0
167
1
166
7
0
60 296
0
0
0
0
0
0
0
0
0
0
50 654
50 654
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6 321
0
56 976
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3 066
0
0
0
0
254
0
3 320
60 296
 
SEB
856 154
34 317
547 586
274 251
6 542
6 475
68
0
0
148 095
6 318
141 777
0
0
0
0
0
0
0
0
5 264 023
0
5 264 023
0
0
5 494
30 498
30 498
0
5 079
0
5 079
0
0
0
12 740
0
6 328 624
6 321
6 321
0
0
0
0
0
0
0
0
5 488 972
5 422 898
0
66 073
0
0
2 214
0
1 985
0
0
229
0
3 167
3 167
0
0
39 836
0
5 540 509
42 541
42 541
0
86 066
0
0
0
187
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
620 791
19 078
0
19 078
0
19 453
0
788 115
6 328 624
 
SWED
2 382 426
68 792
1 972 182
341 452
10 552
8 619
1 933
0
0
162 873
853
162 020
0
0
0
0
0
0
0
0
7 902 162
0
7 902 162
0
819
121 222
31 363
31 363
0
0
0
0
0
0
0
3 952
0
10 615 370
9 987
9 196
0
0
791
0
0
0
0
0
8 827 934
8 708 571
0
119 362
905
0
145
0
0
0
0
145
0
6 063
6 063
0
0
20 625
0
8 865 659
85 000
85 000
0
30 982
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 554 644
42 125
0
42 125
0
36 960
0
1 749 711
10 615 370
 
ÄRIP
114 462
1 888
62 820
49 754
0
0
0
0
0
37
37
0
0
460
0
460
0
0
0
0
70 799
0
70 799
0
0
2 545
4 945
4 945
0
0
0
0
0
0
0
861
0
194 109
0
0
0
0
0
0
0
0
0
0
162 956
162 956
0
0
0
0
14
0
0
0
0
14
0
43
43
0
0
3 496
0
166 508
25 500
25 500
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
923
915
0
915
0
263
0
27 601
194 109
 
OP
127 795
0
1 078
126 716
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
405 028
0
405 028
0
0
0
25
25
0
2 119
0
2 119
0
0
0
156
0
535 123
0
0
0
0
0
0
0
0
0
0
533 637
533 637
0
0
0
0
172
0
0
0
0
0
172
1
1
0
0
2 004
0
535 813
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-342
0
0
0
0
-349
0
-690
535 123
 
FOLKE
6
0
0
6
0
0
0
0
0
466
466
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
24
0
24
0
0
0
9
0
505
0
0
0
0
0
0
0
0
0
0
884
884
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
465
0
1 349
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-966
0
0
0
0
122
0
-844
505
 
TF
1 274
0
410
864
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
59 626
0
59 626
0
0
0
16
16
0
0
0
0
-232
-232
0
9
0
60 692
0
0
0
0
0
0
0
0
0
0
54 154
54 154
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
687
0
54 841
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
4 424
0
0
0
0
1 427
0
5 851
60 692
 
INBANK
77 672
4
66 289
11 379
0
0
0
0
0
4 600
4 600
0
0
0
0
0
0
0
0
0
228 353
0
228 353
0
0
16 240
440
440
0
1 696
238
1 458
564
0
564
256
0
329 821
0
0
0
0
0
0
0
0
0
0
290 004
276 460
13 545
0
0
0
0
0
0
0
0
0
0
181
181
0
0
4 286
0
294 472
874
874
0
15 053
0
0
0
0
36
0
0
0
0
0
0
0
0
0
0
0
36
0
36
0
0
0
0
0
17 336
1 461
0
1 461
0
589
0
35 350
329 821

Key to the abbreviations