Credit institution's balance sheet  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1. Cash, cash balances at central banks and other demand deposits
1.1. Cash
1.2. Cash balances at central banks
1.3. Other demand deposits
2. Financial assets held for trading
2.1. Derivatives
2.2. Equity instruments
2.3. Debt securities
2.4. Loans and advances
3. Non-trading financial assets mandatorily at fair value through profit or loss
3.1. Equity instruments
3.2. Debt securities
3.3. Loans and advances
4. Financial assets designated at fair value through profit or loss
4.1. Debt securities
4.2. Loans and advances
5. Financial assets at fair value through other comprehensive income
5.1. Equity instruments
5.2. Debt securities
5.3. Loans and advances
6. Financial assets at amortised cost
6.1. Debt securities
6.2. Loans and advances
7. Derivatives – hedge accounting
8. Fair value changes of hedged items in portfolio hedge of interest rate risk
9. Investments in subsidiaries, joint ventures and associates
10. Tangible assets
10.1 Tangible assets
10.2 Investment property
11. Intangible assets
11.1. Goodwill
11.2. Other intangible assets
12. Income tax assets
12.1. Current income tax assets
12.2. Deferent income tax assets
13. Other assets
14. Non-current assets and disposal groups classified as held for sale
15. TOTAL ASSETS
1. Financial liabilities held for trading
1.1. Derivatives
1.2. Short positions
1.3. Deposits
1.4. Debt securities issued
1.5. Other financial liabilities
2. Financial liabilities designated at fair value through profit or loss
2.1. Deposits
2.2. Debt securities issued
2.3. Other financial liabilities
3. Financial liabilities measured at amortised cost
3.1. Deposits
3.2. Debt securities issued
3.3. Other financial liabilities
4. Derivatives - hedge accounting
5. Fair value changes of the hedged items in portfolio hedge of interest rate risk
6. Provisions
6.1. Pensions and other post-employment defined benefit liabilities
6.2. Other long-term employee benefits
6.3. Restructuring
6.4. Pending legal issues and tax litigation
6.5. Commitments and guarantees given
6.6. Other provisions
7. Income tax liabilities
7.1. Current income tax liabilities
7.2. Deferred income tax liabilities
8. Share capital repayable on demand
9. Other liabilities
10. Liabilities included in disposal groups classified as held for sale
11. TOTAL LIABILITIES
1. Capital
1.1. Capital
1.2. Called-up capital not paid
2. Share premium
3. Equity instruments issued other than share capital
3.1. Equity component of compound financial instruments
3.2. Other equity instruments issued
4. Other equity
5. Accumulated other comprehensive income
5.1 Items not reclassified to profit or loss
5.1.1. Tangible assets
5.1.2. Intangible assets
5.1.3. Actuarial gains or (-) losses on defined benefit pension plans
5.1.4. Non-current assets and disposal groups classified as held for sale
5.1.5. Share of oth. recog. inc. and exp. of inv in subsidar., joint ventures and assoc.
5.1.6. Fair value ch. of equity instr measured at fair value thr. Oth. comprehensive income
5.1.7. Hedge inef of fair value hedges for eq. instr. measured at fair value thr. oth. compreh. Income
5.1.7.1. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedged instrument)
5.1.7.2. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedging instrument)
5.1.8. Fair value ch. of fin. Liab. at fair value thr. profit or loss attributable to changes in credit risk
5.2 Items that may be reclassified to profit or loss
5.2.1. Hedge of net investments in foreign operations (effective portion)
5.2.2. Foreign currency translation
5.2.3. Hedging derivatives. Cash flow hedges reserve (effective portion)
5.2.4. Fair value changes of debt instr. measured at fair value through oth. compreh. Income
5.2.5. Hedging instruments (not designated elements)
5.2.6. Non-current assets and disposal groups classified as held for sale
5.2.7. Share of other recog. inc. and exp. of inv. in subsidaries, joint ventures and assoc.
6. Retained earnings
7. Other reserves
7.1. Reserves or accum. losses of inv. in subsidar., joint ventures and assoc. acc. for using the eq. Method
7.2. Other
8. Treasury shares (-)
9. Profit/ loss for the financial year
10. Interim dividends (-)
11. TOTAL EQUITY
12. TOTAL LIABILITIES AND TOTAL EQUITY
 
BIG
48 912
0
29 691
19 221
0
0
0
0
0
0
0
0
0
0
0
0
13 484
0
13 484
0
445 355
0
445 355
0
0
579
2 873
2 609
264
12 381
0
12 381
1 223
1 223
0
2 031
0
526 839
0
0
0
0
0
0
0
0
0
0
399 849
394 888
4 960
0
0
0
1 884
0
0
0
0
0
1 884
1 161
1 161
0
0
6 302
0
409 196
8 000
8 000
0
0
0
0
0
0
770
251
251
0
0
0
0
0
0
0
0
0
519
0
710
0
-191
0
0
0
90 371
800
0
800
0
17 703
0
117 643
526 839
 
DANSKE
109 609
13 737
1 167
94 706
607
607
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 079 809
29 230
1 050 579
0
0
0
4 247
4 247
0
520
0
520
0
0
0
425
0
1 195 217
993
993
0
0
0
0
0
0
0
0
1 054 525
1 053 766
0
760
0
0
633
0
0
0
0
475
158
0
0
0
0
5 626
0
1 061 777
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
128 443
0
0
0
0
4 997
0
133 440
1 195 217
 
LUMINOR
770 583
3 699
698 264
68 619
3 514
3 514
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2 932 394
25 959
2 906 435
161
0
110 983
742
742
0
233
0
233
0
0
0
35 975
175
3 854 760
3 514
3 514
0
0
0
0
0
0
0
0
3 361 422
3 012 089
349 333
0
0
0
3 286
0
0
1 113
0
2 173
0
305
305
0
0
19 086
0
3 387 613
9 377
9 377
0
402 141
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
13 091
664
0
664
0
41 874
0
467 147
3 854 760
 
COOP
87 494
21 721
52 063
13 710
0
0
0
0
0
0
0
0
0
0
0
0
9 143
13
9 130
0
321 065
0
321 065
0
0
16 425
2 548
2 335
213
1 335
0
1 335
0
0
0
693
0
438 703
0
0
0
0
0
0
0
0
0
0
391 651
381 573
10 078
0
0
0
0
0
0
0
0
0
0
21
21
0
0
5 215
0
396 887
38 199
38 199
0
175
0
0
0
0
-153
0
0
0
0
0
0
0
0
0
0
0
-153
0
0
0
-153
0
0
0
1 024
2 391
0
2 391
0
181
0
41 815
438 703
 
HANDELSB
33 090
0
451
32 640
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
70 895
0
70 895
0
0
0
14
14
0
0
0
0
0
0
0
249
0
104 248
0
0
0
0
0
0
0
0
0
0
104 059
104 059
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
213
0
104 272
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-24
0
-24
104 248
 
LHV
681 841
5 662
639 862
36 317
216
0
216
0
0
38 697
0
38 697
0
0
0
0
298
0
298
0
905 422
0
905 422
0
0
325
1 458
1 458
0
1 243
0
1 243
5
0
5
6 196
0
1 635 701
11
11
0
0
0
0
0
0
0
0
1 499 711
1 499 711
0
0
0
0
0
0
0
0
0
0
0
1 031
1 031
0
0
20 851
0
1 521 604
69 500
69 500
0
0
0
0
0
1 597
78
0
0
0
0
0
0
0
0
0
0
0
78
0
0
0
78
0
0
0
25 190
2 191
0
2 191
0
15 542
0
114 097
1 635 701
 
NORDEA*
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
936
936
0
0
0
0
0
0
0
1 450
0
2 386
0
0
0
0
0
0
0
0
0
0
98
98
0
0
0
0
0
0
0
0
0
0
0
183
183
0
0
1 372
0
1 653
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
132
0
0
0
0
601
0
733
2 386
 
CITADELE
66 737
2 195
27 307
37 236
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
131 441
0
131 441
0
0
0
370
370
0
14
0
14
0
0
0
1 526
0
200 088
0
0
0
0
0
0
0
0
0
0
193 337
193 275
0
62
0
0
56
0
0
0
0
56
0
0
0
0
0
463
0
193 857
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 133
0
0
0
0
5 098
0
6 231
200 088
 
SCANIA
1 581
0
0
1 581
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
56 353
0
56 353
0
0
0
1
1
0
0
0
0
136
0
136
0
0
58 071
0
0
0
0
0
0
0
0
0
0
48 667
48 667
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 058
0
49 725
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7 618
0
0
0
0
729
0
8 346
58 071
 
SEB
1 194 748
35 921
1 121 030
37 796
6 694
6 598
96
0
0
115 006
5 280
109 726
0
0
0
0
0
0
0
0
5 035 200
0
5 035 200
0
0
5 494
9 786
9 786
0
4 891
0
4 891
0
0
0
6 999
0
6 378 818
6 186
6 186
0
0
0
0
0
0
0
0
5 522 308
5 481 506
0
40 801
0
0
2 597
0
0
0
0
244
2 353
2 976
2 976
0
0
11 304
0
5 545 370
42 541
42 541
0
86 066
0
0
0
541
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
599 436
19 078
0
19 078
0
85 786
0
833 448
6 378 818
 
SWED
2 461 451
72 566
2 186 925
201 961
19 307
17 699
1 608
0
0
160 763
853
159 910
0
0
0
0
0
0
0
0
7 795 905
0
7 795 905
0
506
121 222
15 728
15 728
0
0
0
0
7
7
0
2 346
0
10 577 236
19 321
18 228
0
0
1 093
0
0
0
0
0
8 820 956
8 751 633
0
69 324
577
0
149
0
0
0
0
149
0
7 627
7 627
0
0
15 854
0
8 864 485
85 000
85 000
0
30 982
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 371 449
42 125
0
42 125
0
183 195
0
1 712 751
10 577 236
 
ÄRIP
128 563
1 183
80 392
46 988
0
0
0
0
0
37
37
0
0
6 633
0
6 633
0
0
0
0
71 756
0
71 756
0
0
2 545
4 438
4 438
0
0
0
0
0
0
0
1 052
0
215 024
0
0
0
0
0
0
0
0
0
0
182 357
182 357
0
0
0
0
25
0
0
0
0
25
0
0
0
0
0
5 127
0
187 509
25 500
25 500
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-577
915
0
915
0
1 678
0
27 516
215 024
 
OP
101 285
0
2 352
98 934
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
475 025
0
475 025
0
0
0
1
1
0
2 333
0
2 333
0
0
0
127
0
578 771
0
0
0
0
0
0
0
0
0
0
577 767
577 767
0
0
0
0
127
0
0
0
0
0
127
76
76
0
0
1 142
0
579 113
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-2 124
0
0
0
0
1 782
0
-342
578 771
 
FOLKE
10
0
0
10
0
0
0
0
0
282
282
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
30
0
30
0
0
0
9
0
331
0
0
0
0
0
0
0
0
0
0
884
884
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
412
0
1 297
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1 032
0
0
0
0
66
0
-966
331
 
INBANK
76 062
4
64 620
11 438
0
0
0
0
0
4 600
4 600
0
0
0
0
0
0
0
0
0
198 307
0
198 307
0
0
16 122
150
150
0
1 394
238
1 156
564
0
564
362
0
297 560
0
0
0
0
0
0
0
0
0
0
259 720
240 175
19 545
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3 088
0
262 808
874
874
0
15 053
0
0
0
0
35
0
0
0
0
0
0
0
0
0
0
0
35
0
35
0
0
0
0
0
11 081
1 489
0
1 489
0
6 222
0
34 753
297 560
 
TF
1 915
0
0
1 915
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
52 789
0
52 789
0
0
0
11
11
0
0
0
0
0
0
0
201
0
54 915
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
162
162
0
0
50 329
0
50 491
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
315
0
0
0
0
4 110
0
4 424
54 915

Key to the abbreviations