Credit institution's balance sheet  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1. Cash, cash balances at central banks and other demand deposits
1.1. Cash
1.2. Cash balances at central banks
1.3. Other demand deposits
2. Financial assets held for trading
2.1. Derivatives
2.2. Equity instruments
2.3. Debt securities
2.4. Loans and advances
3. Non-trading financial assets mandatorily at fair value through profit or loss
3.1. Equity instruments
3.2. Debt securities
3.3. Loans and advances
4. Financial assets designated at fair value through profit or loss
4.1. Debt securities
4.2. Loans and advances
5. Financial assets at fair value through other comprehensive income
5.1. Equity instruments
5.2. Debt securities
5.3. Loans and advances
6. Financial assets at amortised cost
6.1. Debt securities
6.2. Loans and advances
7. Derivatives hedge accounting
8. Fair value changes of hedged items in portfolio hedge of interest rate risk
9. Investments in subsidiaries, joint ventures and associates
10. Tangible assets
10.1 Tangible assets
10.2 Investment property
11. Intangible assets
11.1. Goodwill
11.2. Other intangible assets
12. Income tax assets
12.1. Current income tax assets
12.2. Deferent income tax assets
13. Other assets
14. Non-current assets and disposal groups classified as held for sale
15. TOTAL ASSETS
1. Financial liabilities held for trading
1.1. Derivatives
1.2. Short positions
1.3. Deposits
1.4. Debt securities issued
1.5. Other financial liabilities
2. Financial liabilities designated at fair value through profit or loss
2.1. Deposits
2.2. Debt securities issued
2.3. Other financial liabilities
3. Financial liabilities measured at amortised cost
3.1. Deposits
3.2. Debt securities issued
3.3. Other financial liabilities
4. Derivatives - hedge accounting
5. Fair value changes of the hedged items in portfolio hedge of interest rate risk
6. Provisions
6.1. Pensions and other post-employment defined benefit liabilities
6.2. Other long-term employee benefits
6.3. Restructuring
6.4. Pending legal issues and tax litigation
6.5. Commitments and guarantees given
6.6. Other provisions
7. Income tax liabilities
7.1. Current income tax liabilities
7.2. Deferred income tax liabilities
8. Share capital repayable on demand
9. Other liabilities
10. Liabilities included in disposal groups classified as held for sale
11. TOTAL LIABILITIES
1. Capital
1.1. Capital
1.2. Called-up capital not paid
2. Share premium
3. Equity instruments issued other than share capital
3.1. Equity component of compound financial instruments
3.2. Other equity instruments issued
4. Other equity
5. Accumulated other comprehensive income
5.1 Items not reclassified to profit or loss
5.1.1. Tangible assets
5.1.2. Intangible assets
5.1.3. Actuarial gains or (-) losses on defined benefit pension plans
5.1.4. Non-current assets and disposal groups classified as held for sale
5.1.5. Share of oth. recog. inc. and exp. of inv in subsidar., joint ventures and assoc.
5.1.6. Fair value ch. of equity instr measured at fair value thr. Oth. comprehensive income
5.1.7. Hedge inef of fair value hedges for eq. instr. measured at fair value thr. oth. compreh. Income
5.1.7.1. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedged instrument)
5.1.7.2. Fair value ch. of eq. instr. measured at fair value thr. oth. compreh. inc. (hedging instrument)
5.1.8. Fair value ch. of fin. Liab. at fair value thr. profit or loss attributable to changes in credit risk
5.2 Items that may be reclassified to profit or loss
5.2.1. Hedge of net investments in foreign operations (effective portion)
5.2.2. Foreign currency translation
5.2.3. Hedging derivatives. Cash flow hedges reserve (effective portion)
5.2.4. Fair value changes of debt instr. measured at fair value through oth. compreh. Income
5.2.5. Hedging instruments (not designated elements)
5.2.6. Non-current assets and disposal groups classified as held for sale
5.2.7. Share of other recog. inc. and exp. of inv. in subsidaries, joint ventures and assoc.
6. Retained earnings
7. Other reserves
7.1. Reserves or accum. losses of inv. in subsidar., joint ventures and assoc. acc. for using the eq. Method
7.2. Other
8. Treasury shares (-)
9. Profit/ loss for the financial year
10. Interim dividends (-)
11. TOTAL EQUITY
12. TOTAL LIABILITIES AND TOTAL EQUITY
 
BIG
122 019
0
83 250
38 769
0
0
0
0
0
0
0
0
0
0
0
0
42 588
0
42 588
0
1 057 346
0
1 057 346
0
0
579
2 689
2 618
71
27 650
0
27 650
400
400
0
2 348
0
1 255 619
0
0
0
0
0
0
0
0
0
0
1 077 729
1 054 133
15 216
8 380
0
0
277
0
0
0
0
0
277
1 023
1 023
0
0
5 008
0
1 084 037
8 000
8 000
0
0
0
0
0
0
85
324
324
0
0
0
0
0
0
0
0
0
-240
0
791
0
-1 030
0
0
0
156 426
800
0
800
0
6 271
0
171 582
1 255 619
 
LUMINOR
2 671 180
148 163
2 455 487
67 530
152 263
143 097
0
9 166
0
0
0
0
0
226 510
226 510
0
1 875
519
1 357
0
10 603 504
546 493
10 057 011
0
0
217 187
44 336
44 336
0
8 120
351
7 769
11 744
3 049
8 695
34 145
143
13 971 007
125 094
125 094
0
0
0
0
0
0
0
0
12 232 477
10 880 422
1 146 671
205 383
21 822
0
12 363
0
0
0
333
8 381
3 648
6
6
0
0
56 326
0
12 448 088
34 912
34 912
0
1 412 243
0
0
0
0
224
265
233
0
0
0
0
31
0
0
0
0
-41
0
0
0
-41
0
0
0
57 171
3 492
0
3 492
0
14 878
0
1 522 919
13 971 007
 
COOP
219 160
28 987
187 828
2 345
0
0
0
0
0
0
0
0
0
0
0
0
4 977
13
4 964
0
1 022 556
0
1 022 556
0
0
17 072
9 257
9 257
0
5 524
0
5 524
0
0
0
1 348
0
1 279 893
0
0
0
0
0
0
0
0
0
0
1 188 220
1 153 245
27 111
7 865
0
0
346
0
0
0
0
346
0
299
299
0
0
4 453
0
1 193 318
62 186
62 186
0
12 230
0
0
0
0
-39
0
0
0
0
0
0
0
0
0
0
0
-39
0
0
0
-39
0
0
0
6 900
3 460
0
3 460
0
1 838
0
86 575
1 279 893
 
LHV
3 213 496
710
3 161 214
51 573
480
113
368
0
0
466 597
0
466 597
0
0
0
0
0
0
0
0
2 777 459
0
2 777 459
0
0
325
8 706
8 706
0
1 725
0
1 725
204
0
204
7 323
0
6 476 316
33
33
0
0
0
0
0
0
0
0
6 188 386
5 737 615
349 477
101 294
0
0
2 208
0
0
0
0
2 208
0
1 988
1 988
0
0
3 431
0
6 196 046
111 500
111 500
0
0
0
0
0
4 402
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
141 904
5 648
0
5 648
0
16 816
0
280 271
6 476 316
 
NORDEA*
4 582
0
0
4 582
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3 869
3 869
0
0
0
0
0
0
0
3 644
0
12 095
0
0
0
0
0
0
0
0
0
0
2 218
0
0
2 218
0
0
0
0
0
0
0
0
0
554
554
0
0
3 831
0
6 603
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5 077
0
0
0
0
415
0
5 492
12 095
 
CITADELE
16 564
5
12 016
4 544
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
181 037
0
181 037
0
0
0
481
481
0
112
0
112
983
983
0
1 888
0
201 065
0
0
0
0
0
0
0
0
0
0
190 180
189 831
0
349
0
0
93
0
0
0
0
93
0
0
0
0
0
691
0
190 964
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9 147
0
0
0
0
953
0
10 101
201 065
 
SEB
1 248 375
39 522
799 511
409 341
12 766
12 766
0
0
0
186 118
0
186 118
0
0
0
0
0
0
0
0
5 995 570
0
5 995 570
0
0
5 494
29 244
26 867
2 377
4 633
0
4 633
0
0
0
11 908
0
7 494 109
10 821
10 821
0
0
0
0
0
0
0
0
6 618 489
6 525 719
0
92 770
0
0
3 341
0
2 287
0
0
1 053
0
3 539
3 539
0
0
17 555
0
6 653 744
42 541
42 541
0
86 066
0
0
0
177
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
669 936
19 078
0
19 078
0
22 567
0
840 365
7 494 109
 
SWED
4 075 002
99 185
3 687 483
288 334
30 717
28 781
1 936
0
0
2 005 320
463
2 004 857
0
0
0
0
0
0
0
0
9 153 496
0
9 153 496
0
134
121 222
22 318
22 318
0
48
0
48
0
0
0
5 128
0
15 413 385
27 101
26 813
0
0
289
0
0
0
0
0
13 791 841
13 676 294
0
115 547
80
0
1 269
0
0
0
0
1 269
0
5 663
5 663
0
0
13 062
0
13 839 016
85 000
85 000
0
30 982
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 329 425
42 125
0
42 125
0
86 837
0
1 574 369
15 413 385
 
TBB
102 782
600
86 269
15 913
0
0
0
0
0
37
37
0
0
316
0
316
0
0
0
0
67 325
0
67 325
0
0
1 040
4 651
3 950
701
1 210
0
1 210
60
0
60
1 070
0
178 492
0
0
0
0
0
0
0
0
0
0
152 231
152 020
0
211
0
0
2
0
0
0
0
2
0
0
0
0
0
4 887
0
157 119
25 500
25 500
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-4 965
992
0
992
0
-154
0
21 373
178 492
 
OP
27 480
108
27 212
160
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
673 157
0
673 157
0
0
0
1 639
1 639
0
591
0
591
0
0
0
1 621
0
704 486
0
0
0
0
0
0
0
0
0
0
684 715
594 590
0
90 125
0
0
2
0
0
0
0
0
2
1 465
1 465
0
0
5 210
0
691 393
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11 652
0
0
0
0
1 442
0
13 094
704 486
 
FOLKE
145
0
0
145
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
145
0
0
0
0
0
0
0
0
0
0
884
884
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
747
0
1 632
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-1 451
0
0
0
0
-35
0
-1 487
145
 
TF
8 674
0
3 549
5 124
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
79 818
0
79 818
0
0
0
8
8
0
493
0
493
-212
-212
0
30
0
88 811
0
0
0
0
0
0
0
0
0
0
68 887
68 887
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
227
0
69 114
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
18 393
0
0
0
0
1 305
0
19 697
88 811
 
INBANK
104 360
0
89 709
14 651
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
622 163
8 425
613 738
0
0
40 837
1 589
1 589
0
20 294
6 157
14 137
2 601
186
2 415
4 066
0
795 911
184
184
0
0
0
0
0
0
0
0
724 252
676 918
37 041
10 292
0
0
2
0
0
0
0
0
2
182
168
15
0
2 563
0
727 184
997
997
0
30 437
0
0
0
0
-201
0
0
0
0
0
0
0
0
0
0
0
-201
0
-201
0
0
0
0
0
34 666
2 073
0
2 073
0
755
0
68 727
795 911
 
HOLM
19 991
0
4 798
15 193
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
61 460
0
61 460
0
0
5 151
2 431
1 478
952
6 876
0
6 876
0
0
0
948
0
96 856
0
0
0
0
0
0
0
0
0
0
74 816
70 067
3 522
1 227
0
0
0
0
0
0
0
0
0
0
0
0
0
977
0
75 793
50
50
0
14 471
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
6 640
5
0
5
0
-103
0
21 063
96 856
 
PAYEX
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
4
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-5
0
-5
0

Key to the abbreviations