Credit institution's income statement  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1.1. Interest income
1.1.1. Financial assets held for trading
1.1.2. Non-trading financial assets mandatorily at fair value through profit or loss
1.1.3. Financial assets designated at fair value through profit or loss
1.1.4. Financial assets at fair value through other comprehensive income
1.1.5. Financial assets at amortised cost
1.1.6. Derivatives - hedge accounting, interest risk
1.1.7. Other assets
1.1.8. Interest expenses on liabilities
1.2. Interest expenses
1.2.1. Financial liabilities held for trading
1.2.2. Financial liabilities designated at fair value through profit or loss
1.2.3. Financial liabilities measured at amortised cost
1.2.4. Derivatives - hedge accounting, interest rate risk
1.2.5. Other liabilities
1.2.6. Interest expenses on assets
1.3. Expenses on share capital repayable on demand
1.4. Dividend income
1.4.1. Financial assets held for trading
1.4.2. Non-trading financial assets mandatorily at fair value through profit or loss
1.4.3. Financial assets at fair value through other comprehensive income
1.4.4. Investments in subsidiaries, joint ventures and associates accounted for using other than the equity method
1.5. Fee and commission income
1.6. Fee and commission expenses
1.7. Gains or () losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net
1.7.1. Financial assets at fair value through other comprehensive income
1.7.2. Financial assets at amortised cost
1.7.3. Financial liabilities measured at amortised cost
1.7.4. Other
1.8. Gains or () losses on financial assets and liabilities held for trading, net
1.9. Gains or () losses on non-trading financial assets mandatorily at fair value through profit or loss, net
1.10. Gains or () losses on financial assets and liabilities designated at fair value through profit or loss, net
1.11. Net gains or () losses from hedge accounting
1.12. Exchange differences [gain or (-) loss], net
1.13. Net gains or (-) losses on derecognition of non-financial assets
1.14. Other operating income
1.15. Other operating expenses
1.16. TOTAL OPERATING INCOME, NET
2. Administrative expenses
2.1. Staff expenses
2.2. Other administrative expenses
3. Depreciation
4. Modification gains or () losses, net
4.1. Financial assets at fair value through other comprehensive income
4.2. Financial assets at amortised cost
5. Provisions or reversal of provisions (?)
6. Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss
7. Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associated
8. Impairment or (-) reversal of impairment on non-financial assets
9. Negative goodwill recognised in profit or lossNegative goodwill
10. Share of profit or loss () arising from inv. in subsidiaries, joint ventures or associates ac. for using the equity method
11. Profit or loss () from non-current assets and disposal gr. cl. as held for sale, not qualifying as discontinued operations
12. PROFIT OR LOSS () BEFORE TAX FROM CONTINUING OPERATIONS
13. Tax expenses or income () related to profit or loss from continuing operations
14. PROFIT OR LOSS () AFTER TAX FROM CONTINUING OPERATIONS
15. Profit or loss () after tax from discontinued operations
16. PROFIT OR LOSS () FOR THE YEAR
 
BIG
17 263
0
0
0
135
17 126
0
0
2
1 566
0
0
1 546
0
0
20
0
0
0
0
0
0
1 182
66
0
0
0
0
0
0
0
0
0
-384
-41
422
747
16 063
6 163
3 412
2 751
847
0
0
0
941
2 533
0
64
0
0
0
5 514
556
4 957
0
4 957
 
LUMINOR
65 785
7
0
111
0
63 279
2 340
13
35
18 706
0
0
8 366
1 973
5 818
2 549
0
18
0
0
18
0
21 077
6 332
4 135
0
3 846
0
289
8 638
0
-824
-168
475
-139
1 259
2 679
72 539
63 682
22 512
41 170
2 846
-74
0
-74
2 043
28 343
1
-87
0
0
0
-24 363
1 875
-26 238
0
-26 238
 
COOP
5 164
0
0
0
38
5 123
0
1
1
1 418
0
0
1 338
0
5
75
0
0
0
0
0
0
456
311
0
0
0
0
0
0
0
0
0
-5
22
364
533
3 738
2 734
2 319
414
516
0
0
0
0
415
0
0
0
0
0
73
0
73
0
73
 
LHV
18 343
0
83
0
0
17 688
0
573
0
4 730
0
0
4 730
0
0
0
0
2 659
2 659
0
0
0
7 100
2 801
0
0
0
0
0
-33
-37
0
0
36
0
73
8
20 603
8 471
4 958
3 513
512
0
0
0
0
837
0
0
0
0
0
10 782
1 139
9 643
0
9 643
 
NORDEA*
0
0
0
0
0
0
0
0
0
3
0
0
2
0
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
5 490
0
5 486
4 722
4 404
318
374
0
0
0
0
0
0
0
0
0
0
390
78
312
0
312
 
CITADELE
1 409
0
0
0
0
1 409
0
0
0
324
0
0
176
0
27
121
0
0
0
0
0
0
83
93
0
0
0
0
0
0
0
0
0
55
0
123
41
1 212
804
702
102
86
0
0
0
18
905
0
1
0
0
0
-601
2
-603
0
-603
 
SEB
27 053
0
366
0
0
25 927
0
682
77
2 084
0
0
802
0
902
380
0
15
0
15
0
0
14 687
4 179
0
0
0
0
0
1 407
-1 365
0
0
0
168
9 753
9 459
35 996
11 672
10 352
1 319
1 879
0
0
0
200
262
0
0
0
0
0
21 982
3 077
18 905
0
18 905
 
SWED
53 520
911
1 316
0
0
51 237
0
0
57
5 472
564
0
2 693
107
0
2 107
0
67 808
8
0
0
67 800
25 463
7 262
169
0
169
0
0
2 480
-1 246
0
-3
18
0
2 354
61
137 767
29 034
20 454
8 580
1 908
0
0
0
69
4 127
0
0
0
0
0
102 629
4 876
97 753
0
97 753
 
TBB
746
0
0
0
0
735
0
0
11
275
0
0
210
0
0
65
0
1
0
1
0
0
309
255
0
0
0
0
0
0
0
0
0
225
0
83
92
743
901
790
111
152
0
0
0
0
14
0
0
0
0
0
-324
0
-324
0
-324
 
OP
2 439
0
0
0
0
2 439
0
0
0
308
0
0
308
0
0
0
0
0
0
0
0
0
300
45
0
0
0
0
0
0
0
0
0
0
0
1
43
2 345
542
261
281
187
0
0
0
0
338
0
0
0
0
0
1 277
179
1 098
0
1 098
 
FOLKE
0
0
0
0
0
0
0
0
0
9
0
0
0
0
9
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
65
0
27
0
83
18
2
16
5
0
0
0
0
0
0
0
0
0
0
59
0
59
0
59
 
INBANK
9 782
0
0
0
0
9 782
0
0
0
1 931
0
0
1 931
0
0
0
0
0
0
0
0
0
229
450
0
0
0
0
0
0
582
0
0
0
0
116
356
7 971
3 235
2 145
1 090
413
0
0
0
0
2 284
0
0
0
0
0
2 039
280
1 759
0
1 759
 
TF
3 144
0
0
0
0
3 144
0
0
0
226
0
0
0
0
0
226
0
0
0
0
0
0
76
0
-212
0
-212
0
0
0
0
0
0
56
0
0
154
2 685
685
202
483
4
0
0
0
0
39
0
0
0
0
0
1 957
274
1 683
0
1 683
 
HOLM
2 739
0
0
0
0
2 739
0
0
0
192
0
0
192
0
0
0
0
0
0
0
0
0
5
217
0
0
0
0
0
0
0
0
0
0
0
120
0
2 455
1 665
741
923
66
0
0
0
0
314
0
0
0
0
0
409
0
409
0
409

Key to the abbreviations