Credit institution's income statement  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1.1. Interest income
1.1.1. Financial assets held for trading
1.1.2. Non-trading financial assets mandatorily at fair value through profit or loss
1.1.3. Financial assets designated at fair value through profit or loss
1.1.4. Financial assets at fair value through other comprehensive income
1.1.5. Financial assets at amortised cost
1.1.6. Derivatives - hedge accounting, interest risk
1.1.7. Other assets
1.1.8. Interest expenses on liabilities
1.2. Interest expenses
1.2.1. Financial liabilities held for trading
1.2.2. Financial liabilities designated at fair value through profit or loss
1.2.3. Financial liabilities measured at amortised cost
1.2.4. Derivatives - hedge accounting, interest rate risk
1.2.5. Other liabilities
1.2.6. Interest expenses on assets
1.3. Expenses on share capital repayable on demand
1.4. Dividend income
1.4.1. Financial assets held for trading
1.4.2. Non-trading financial assets mandatorily at fair value through profit or loss
1.4.3. Financial assets at fair value through other comprehensive income
1.4.4. Investments in subsidiaries, joint ventures and associates accounted for using other than the equity method
1.5. Fee and commission income
1.6. Fee and commission expenses
1.7. Gains or () losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net
1.7.1. Financial assets at fair value through other comprehensive income
1.7.2. Financial assets at amortised cost
1.7.3. Financial liabilities measured at amortised cost
1.7.4. Other
1.8. Gains or () losses on financial assets and liabilities held for trading, net
1.9. Gains or () losses on non-trading financial assets mandatorily at fair value through profit or loss, net
1.10. Gains or () losses on financial assets and liabilities designated at fair value through profit or loss, net
1.11. Net gains or () losses from hedge accounting
1.12. Exchange differences [gain or (-) loss], net
1.13. Net gains or (-) losses on derecognition of non-financial assets
1.14. Other operating income
1.15. Other operating expenses
1.16. TOTAL OPERATING INCOME, NET
2. Administrative expenses
2.1. Staff expenses
2.2. Other administrative expenses
3. (Cash contributions to resolution funds and deposit guarantee schemes)
4. Depreciation
5. Modification gains or () losses, net
5.1. Financial assets at fair value through other comprehensive income
5.2. Financial assets at amortised cost
6. Provisions or reversal of provisions (?)
6.1. (Payment commitments to resolution funds and deposit guarantee schemes)
6.2. (Commitments and guarantees given)
6.3. (Other provisions)
7. Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss
8. Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associated
9. Impairment or (-) reversal of impairment on non-financial assets
10. Negative goodwill recognised in profit or lossNegative goodwill
11. Share of profit or loss () arising from inv. in subsidiaries, joint ventures or associates ac. for using the equity method
12. Profit/loss from non-current assets and disposal gr. cl. as held for sale, not qualifying as discontinued operations (+/-)
13.. PROFIT/LOSS BEFORE TAX FROM CONTINUING OPERATIONS (+/-)
14.. Income tax expense (+) or income (-) related to profit or loss from continuing operations
15. PROFIT/LOSS AFTER INCOME TAX FROM CONTINUING OPERATIONS (+/-)
16. Profit/loss after tax from discontinued operations (+/-)
17. PROFIT/LOSS (+/-) FOR THE FINANCIAL YEAR
 
BIG
69 869
0
0
0
605
69 248
0
0
16
7 029
0
0
6 889
0
0
140
0
0
0
0
0
0
5 228
235
-213
-213
0
0
0
0
0
0
0
279
-41
961
2 189
66 631
25 391
14 045
11 346
376
3 409
0
0
0
-622
0
0
-622
13 824
0
254
0
0
0
23 999
2 440
21 559
0
21 559
 
LUMINOR
260 531
43
0
370
0
249 586
9 395
188
949
53 891
0
0
20 772
7 702
13 280
12 138
0
47 749
0
0
64
47 685
82 603
21 563
59 247
0
55 320
0
3 927
-4 720
0
8 304
-2 181
24 085
280
6 505
8 149
398 799
245 700
95 380
150 320
6 350
11 507
91
0
91
6 760
0
6 555
204
66 277
295
-98
0
0
0
62 100
1 826
60 273
0
60 273
 
COOP
23 765
0
0
0
100
23 657
0
2
7
6 272
0
0
5 806
0
18
448
0
0
0
0
0
0
1 996
1 369
0
0
0
0
0
0
0
-183
0
-3
22
1 240
0
19 195
13 239
9 603
3 637
364
2 249
0
0
0
0
0
0
0
1 314
0
0
0
0
0
2 028
245
1 783
0
1 783
 
LHV
78 167
0
0
0
0
75 389
0
2 778
0
19 327
0
0
19 327
0
0
0
0
2 678
2 678
0
0
0
30 066
12 125
0
0
0
0
0
-52
865
0
0
95
0
1 076
27
81 415
30 378
20 786
9 591
2 268
2 371
0
0
0
0
0
0
0
10 365
0
0
0
0
0
36 033
4 740
31 293
0
31 293
 
NORDEA*
0
0
0
0
0
0
0
0
0
16
0
0
10
0
6
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-4
2
25 406
0
25 387
21 886
20 318
1 568
0
1 846
0
0
0
0
0
0
0
0
0
0
0
0
0
1 655
332
1 323
0
1 323
 
CITADELE
5 274
0
0
0
0
5 271
0
0
3
1 329
0
0
604
0
2
723
0
0
0
0
0
0
271
315
0
0
0
0
0
171
0
0
0
-14
0
532
272
4 320
2 665
2 176
489
102
323
102
0
102
-4
0
-4
0
1 703
0
5
0
0
0
-372
3
-375
0
-375
 
SEB
107 993
0
696
0
0
106 136
0
825
336
5 490
0
0
2 917
0
0
2 573
0
30 355
0
55
0
30 300
56 808
15 553
0
0
0
0
0
1 322
3 757
0
0
4 504
-890
29 293
29 558
182 541
47 607
41 298
6 309
4 694
7 704
-6
0
-6
977
0
977
0
4 363
0
0
0
0
0
117 190
12 165
105 025
0
105 025
 
SWED
217 468
3 848
3 565
0
0
205 434
0
0
4 621
20 001
2 477
0
2 842
434
0
14 247
0
67 821
21
0
0
67 800
99 810
28 580
532
0
532
0
0
9 728
596
0
1
10
0
13 492
229
360 647
125 387
88 608
36 779
7 500
7 774
0
0
0
866
0
866
0
10 626
0
0
0
0
0
208 495
20 744
187 750
0
187 750
 
TBB
2 844
0
0
0
0
2 809
0
0
35
1 102
0
0
854
0
0
249
0
5
0
5
0
0
1 355
1 149
0
0
0
0
0
0
0
0
0
800
2
479
477
2 758
3 522
3 096
427
71
568
0
0
0
0
0
0
0
108
-5
0
0
0
0
-1 507
0
-1 507
0
-1 507
 
OP
9 314
0
0
0
0
9 314
0
0
0
2 270
0
0
2 270
0
0
0
0
0
0
0
0
0
1 821
133
0
0
0
0
0
0
0
0
0
0
0
6
214
8 523
3 029
1 333
1 696
0
805
0
0
0
0
0
0
0
637
0
0
0
0
0
4 052
567
3 484
0
3 484
 
FOLKE
0
0
0
0
0
0
0
0
0
39
0
0
0
0
39
0
0
0
0
0
0
0
0
0
-300
0
0
0
-300
0
0
0
0
13
0
108
0
-218
83
19
65
0
5
0
0
0
0
0
0
0
0
0
0
0
0
0
-307
0
-307
0
-307
 
TF
12 304
0
0
0
0
12 304
0
0
0
1 063
0
0
0
0
0
1 063
0
0
0
0
0
0
365
0
-1 700
0
-1 700
0
0
0
0
0
0
-113
0
0
440
9 352
2 895
861
2 034
0
140
0
0
0
0
0
0
0
1 148
0
0
0
0
0
5 170
724
4 446
0
4 446
 
INBANK
38 884
0
0
0
0
38 884
0
0
0
7 852
0
0
7 848
0
0
3
0
0
0
0
0
0
1 119
2 304
0
0
0
0
0
0
582
0
0
0
0
1 684
1 151
30 962
12 968
8 341
4 626
228
2 049
0
0
0
0
0
0
0
10 660
0
0
0
0
0
5 058
767
4 291
0
4 291
 
HOLM
12 380
0
0
0
0
12 380
0
0
0
935
0
0
934
0
0
1
0
0
0
0
0
0
6
1 013
0
0
0
0
0
0
0
2
0
0
0
475
0
10 914
6 847
3 483
3 364
2
362
0
0
0
57
0
57
0
2 284
0
0
0
0
0
1 362
185
1 177
0
1 177

Key to the abbreviations