Credit institution's income statement  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1.1. Interest income
   1.1.1. Financial assets held for trading
1.1.2. Non-trading financial assets mandatorily at fair value through profit or loss
   1.1.3. Financial assets designated at fair value through profit or loss
   1.1.4. Financial assets at fair value through other comprehensive income
   1.1.5. Financial assets at amortised cost
   1.1.6. Derivatives - hedge accounting, interest risk
   1.1.7. Other assets
1.1.8. Interest expenses on liabilities
1.2. Interest expenses
   1.2.1. Financial liabilities held for trading
   1.2.2. Financial liabilities designated at fair value through profit or loss
   1.2.3. Financial liabilities measured at amortised cost
   1.2.4. Derivatives - hedge accounting, interest rate risk
   1.2.5. Other liabilities
1.2.6. Interest expenses on assets
1.3. Expenses on share capital repayable on demand
1.4. Dividend income
1.4.1. Financial assets held for trading
1.4.2. Non-trading financial assets mandatorily at fair value through profit or loss
1.4.3. Financial assets at fair value through other comprehensive income
1.4.4. Investments in subsidiaries, joint ventures and associates accounted for using other than the equity method
1.5. Fee and commission income
1.6. Fee and commission expenses
1.7. Gains or (–) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net
1.7.1. Financial assets at fair value through other comprehensive income
1.7.2. Financial assets at amortised cost
1.7.3. Financial liabilities measured at amortised cost
1.7.4. Other
1.8. Gains or (–) losses on financial assets and liabilities held for trading, net
1.9. Gains or (–) losses on non-trading financial assets mandatorily at fair value through profit or loss, net
1.10. Gains or (–) losses on financial assets and liabilities designated at fair value through profit or loss, net
1.11. Net gains or (–) losses from hedge accounting
1.12. Exchange differences [gain or (-) loss], net
1.13. Net gains or (-) losses on derecognition of non-financial assets
1.14. Other operating income
1.15. Other operating expenses
1.16. TOTAL OPERATING INCOME, NET
2. Administrative expenses
   2.1. Staff expenses
   2.2. Other administrative expenses
3. Depreciation
4. Modification gains or (–) losses, net
4.1. Financial assets at fair value through other comprehensive income
4.2. Financial assets at amortised cost
5. Provisions or reversal of provisions (?)
6. Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss
7. Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associated
8. Impairment or (-) reversal of impairment on non-financial assets
9. Negative goodwill recognised in profit or lossNegative goodwill
10. Share of profit or loss (–) arising from inv. in subsidiaries, joint ventures or associates ac. for using the equity method
11. Profit or loss (–) from non-current assets and disposal gr. cl. as held for sale, not qualifying as discontinued operations
12. PROFIT OR LOSS (–) BEFORE TAX FROM CONTINUING OPERATIONS
13. Tax expenses or income (–) related to profit or loss from continuing operations
14. PROFIT OR LOSS (–) AFTER TAX FROM CONTINUING OPERATIONS
15. Profit or loss (–) after tax from discontinued operations
16. PROFIT OR LOSS (–) FOR THE YEAR
 
BIG
16 413
0
0
0
55
16 356
0
3
0
1 493
0
0
1 488
0
0
5
0
0
0
0
0
0
841
95
0
0
0
0
0
0
0
0
0
-330
-6
558
771
15 117
6 226
3 641
2 585
431
0
0
0
0
3 005
0
-307
0
0
0
5 761
308
5 453
0
5 453
 
DANSKE
5 494
316
0
0
0
4 688
0
2
487
238
177
0
62
0
0
0
0
0
0
0
0
0
1 285
265
0
0
0
0
0
234
0
0
0
0
0
65
214
6 362
5 140
3 772
1 368
62
0
0
0
-195
-3 706
0
0
0
0
0
5 062
0
5 062
0
5 062
 
LUMINOR
15 733
0
0
0
0
15 630
0
102
0
1 885
0
0
1 472
0
122
291
0
0
0
0
0
0
2 803
884
0
0
0
0
0
0
0
0
0
809
0
1 080
46
17 610
14 107
8 175
5 931
251
0
0
0
-1 026
423
0
21
0
0
0
3 834
0
3 834
0
3 834
 
EKRE
2 834
0
0
0
100
2 639
0
42
52
660
0
0
602
0
0
57
0
0
0
0
0
0
524
252
-1
-1
0
0
0
0
0
0
0
2
0
169
321
2 296
2 103
1 651
452
140
0
0
0
0
9
0
0
0
0
0
43
0
43
0
43
 
HANDELSB
374
0
0
0
0
374
0
0
0
97
0
0
97
0
0
0
0
0
0
0
0
0
36
34
0
0
0
0
0
0
0
0
0
7
0
103
0
391
557
285
272
3
0
0
0
0
29
0
0
0
0
0
-198
0
-198
0
-198
 
LHV
7 971
6
30
7 967
0
0
0
-32
0
722
0
0
722
0
0
0
0
2 178
2 178
0
0
0
3 677
1 444
0
0
0
0
0
-5
-43
0
0
-15
0
39
12
11 625
5 336
3 013
2 323
230
0
0
0
0
813
0
0
0
0
0
5 245
0
5 245
0
5 245
 
NORDEA*
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 928
0
1 928
1 716
1 364
352
10
0
0
0
0
0
0
0
0
0
0
201
40
161
0
161
 
CITADELE
1 591
0
0
0
0
1 591
0
0
0
165
0
0
140
0
0
24
0
0
0
0
0
0
241
37
0
0
0
0
0
0
0
0
0
203
0
160
5
1 989
988
764
224
37
0
0
0
-62
34
0
0
0
0
0
991
0
991
0
991
 
SCANIA
375
0
0
0
0
375
0
0
0
25
0
0
0
0
25
0
0
0
0
0
0
0
46
14
0
0
0
0
0
0
0
0
0
0
0
-1
0
381
109
97
12
0
0
0
0
0
0
0
465
0
0
0
-194
0
-194
0
-194
 
SEB
21 771
0
448
0
0
20 965
0
212
146
2 157
0
0
501
0
863
793
0
9
0
9
0
0
13 529
3 833
0
0
0
0
0
1 789
-606
0
0
0
1
7 217
6 598
31 123
12 279
9 281
2 998
765
0
0
0
43
370
0
7
0
0
0
17 658
17 500
158
0
158
 
SWED
51 289
2 257
1 316
0
0
47 650
0
0
66
6 255
1 075
0
2 762
425
0
1 993
0
45 606
6
0
0
45 600
25 713
6 896
0
0
0
0
0
2 654
-747
0
-13
0
0
3 385
49
114 688
25 121
17 760
7 360
667
0
0
0
25
-1 483
0
0
0
0
0
90 358
35 500
54 858
0
54 858
 
ΔRIP
795
0
0
0
0
782
0
0
13
243
0
0
168
0
0
75
0
1
0
1
0
0
635
261
0
0
0
0
0
0
0
0
0
394
0
17
70
1 269
637
531
105
90
0
0
0
0
92
0
0
0
0
0
450
0
450
0
450
 
OP
1 397
0
0
0
0
1 397
0
0
0
361
0
0
361
0
0
0
0
0
0
0
0
0
107
26
0
0
0
0
0
0
0
0
0
0
0
1
0
1 118
463
288
175
170
0
0
0
-11
0
0
0
0
0
0
495
0
495
0
495
 
FOLKE
1
0
0
0
0
0
0
1
0
5
0
0
0
0
5
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
180
0
0
-8
-7
49
0
209
100
22
78
8
0
0
0
0
0
0
0
0
0
0
101
0
101
0
101
 
TF
2 035
0
0
0
0
2 035
0
0
0
206
0
0
0
0
206
0
0
0
0
0
0
0
24
0
1
0
0
0
1
0
0
0
0
0
0
0
193
1 661
487
82
406
0
0
0
0
0
308
0
0
0
0
0
865
0
865
0
865
 
INBANK
3 068
0
0
0
0
3 068
0
0
0
571
0
0
571
0
0
0
0
1 204
0
1 204
0
0
116
120
0
0
0
0
0
0
0
0
0
0
0
64
128
3 633
1 308
985
323
32
0
0
0
0
590
-1 552
0
0
0
0
3 256
-104
3 360
0
3 360

Key to the abbreviations