Credit institution's income statement  
 
date

Until 31.12.2010 in million kroons, since 31.03.2011 in thousand euros
 
1.1. Interest income
1.1.1. Financial assets held for trading
1.1.2. Non-trading financial assets mandatorily at fair value through profit or loss
1.1.3. Financial assets designated at fair value through profit or loss
1.1.4. Financial assets at fair value through other comprehensive income
1.1.5. Financial assets at amortised cost
1.1.6. Derivatives - hedge accounting, interest risk
1.1.7. Other assets
1.1.8. Interest expenses on liabilities
1.2. Interest expenses
1.2.1. Financial liabilities held for trading
1.2.2. Financial liabilities designated at fair value through profit or loss
1.2.3. Financial liabilities measured at amortised cost
1.2.4. Derivatives - hedge accounting, interest rate risk
1.2.5. Other liabilities
1.2.6. Interest expenses on assets
1.3. Expenses on share capital repayable on demand
1.4. Dividend income
1.4.1. Financial assets held for trading
1.4.2. Non-trading financial assets mandatorily at fair value through profit or loss
1.4.3. Financial assets at fair value through other comprehensive income
1.4.4. Investments in subsidiaries, joint ventures and associates accounted for using other than the equity method
1.5. Fee and commission income
1.6. Fee and commission expenses
1.7. Gains or () losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net
1.7.1. Financial assets at fair value through other comprehensive income
1.7.2. Financial assets at amortised cost
1.7.3. Financial liabilities measured at amortised cost
1.7.4. Other
1.8. Gains or () losses on financial assets and liabilities held for trading, net
1.9. Gains or () losses on non-trading financial assets mandatorily at fair value through profit or loss, net
1.10. Gains or () losses on financial assets and liabilities designated at fair value through profit or loss, net
1.11. Net gains or () losses from hedge accounting
1.12. Exchange differences [gain or (-) loss], net
1.13. Net gains or (-) losses on derecognition of non-financial assets
1.14. Other operating income
1.15. Other operating expenses
1.16. TOTAL OPERATING INCOME, NET
2. Administrative expenses
2.1. Staff expenses
2.2. Other administrative expenses
3. Depreciation
4. Modification gains or () losses, net
4.1. Financial assets at fair value through other comprehensive income
4.2. Financial assets at amortised cost
5. Provisions or reversal of provisions (?)
6. Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss
7. Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associated
8. Impairment or (-) reversal of impairment on non-financial assets
9. Negative goodwill recognised in profit or lossNegative goodwill
10. Share of profit or loss () arising from inv. in subsidiaries, joint ventures or associates ac. for using the equity method
11. Profit or loss () from non-current assets and disposal gr. cl. as held for sale, not qualifying as discontinued operations
12. PROFIT OR LOSS () BEFORE TAX FROM CONTINUING OPERATIONS
13. Tax expenses or income () related to profit or loss from continuing operations
14. PROFIT OR LOSS () AFTER TAX FROM CONTINUING OPERATIONS
15. Profit or loss () after tax from discontinued operations
16. PROFIT OR LOSS () FOR THE YEAR
 
BIG
32 856
0
0
0
133
32 694
0
30
0
3 307
0
0
3 279
0
0
28
0
0
0
0
0
0
2 064
150
0
0
0
0
0
0
0
0
0
-255
-12
569
1 423
30 342
13 033
7 179
5 853
1 554
0
0
0
923
3 419
0
-1 050
0
0
0
12 463
549
11 914
0
11 914
 
DANSKE
7 645
214
0
0
0
6 728
0
0
704
517
299
0
60
0
0
158
0
0
0
0
0
0
964
739
0
0
0
0
0
6
0
0
0
3
0
1 260
24
8 599
10 816
7 538
3 278
321
0
0
0
-253
-1 574
0
33
0
0
-40 192
-40 936
0
-40 936
0
-40 936
 
LUMINOR
141 783
3 636
0
177
0
134 014
2 705
165
1 086
28 335
0
0
14 835
2 646
6 465
4 389
0
6 372
0
0
58
6 314
44 618
12 384
8 955
0
7 602
0
1 353
3 414
0
527
726
4 972
-37
2 437
7 825
165 223
118 828
57 059
61 769
6 076
-300
0
-300
2 250
10 191
373
-36
0
0
89
27 330
2 655
24 675
0
24 675
 
COOP
7 698
0
0
0
136
7 526
0
2
33
2 173
0
0
2 046
0
11
117
0
0
0
0
0
0
936
484
-5
-5
0
0
0
0
0
0
0
-5
0
273
794
5 447
4 815
4 053
762
706
0
0
0
0
304
0
2
0
0
0
-380
0
-380
0
-380
 
HANDELSB
677
0
0
0
0
677
0
0
0
123
0
0
98
0
0
26
0
0
0
0
0
0
102
58
0
0
0
0
0
0
0
0
0
15
0
194
0
806
2 275
1 768
507
6
0
0
0
0
-429
0
0
0
0
0
-1 045
0
-1 045
0
-1 045
 
LHV
22 676
23
113
0
0
22 052
0
489
0
4 096
0
0
4 096
0
0
0
0
2 286
2 286
0
0
0
10 183
4 438
0
0
0
0
0
-6
73
0
0
-7
0
37
1
26 706
13 204
7 958
5 247
1 060
0
0
0
0
1 431
0
0
0
0
0
11 010
1 227
9 783
0
9 783
 
NORDEA*
0
0
0
0
0
0
0
0
0
5
0
0
0
0
5
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
8 577
0
8 573
7 156
6 522
633
613
0
0
0
0
0
0
0
0
0
0
804
74
730
0
730
 
CITADELE
2 775
0
0
0
0
2 775
0
0
0
501
0
0
413
0
32
56
0
0
0
0
0
0
427
217
0
0
0
0
0
0
0
0
0
297
0
262
2
3 041
1 698
1 395
303
148
-6
0
-6
11
737
0
0
0
0
0
440
7
433
0
433
 
SCANIA
930
0
0
0
0
930
0
0
0
83
0
0
83
0
0
0
0
0
0
0
0
0
10
39
0
0
0
0
0
0
0
0
0
0
0
3 061
1 570
2 309
240
213
27
1 268
0
0
0
0
88
0
0
0
0
0
713
-6
719
0
719
 
SEB
50 790
0
1 137
0
0
48 130
0
1 460
64
4 889
0
0
1 696
0
1 611
1 582
0
26
0
26
0
0
29 580
7 891
0
0
0
0
0
1 958
3 122
0
0
0
1
16 177
15 343
73 531
24 200
19 935
4 265
3 602
-34
0
-34
-57
-1 858
0
0
0
0
0
47 611
6 666
40 946
0
40 946
 
SWED
108 066
3 751
3 321
0
0
100 922
0
0
71
12 541
1 728
0
6 384
193
0
4 236
0
53 066
166
0
0
52 900
53 548
13 936
313
0
313
0
0
5 097
-912
0
4
-2
0
8 430
53
201 080
56 950
40 816
16 134
3 365
0
0
0
130
976
0
0
0
0
0
139 661
26 801
112 859
0
112 859
 
TBB
1 716
0
0
0
0
1 641
0
0
75
506
0
0
347
0
0
159
0
0
0
0
0
0
1 054
714
0
0
0
0
0
0
0
0
0
628
0
78
185
2 070
1 683
1 433
250
268
0
0
0
36
-119
0
0
0
0
0
202
43
159
0
159
 
OP
3 098
0
0
0
0
3 098
0
0
0
718
0
0
718
0
0
0
0
0
0
0
0
0
402
78
0
0
0
0
0
0
0
0
0
0
0
3
118
2 589
1 451
649
802
447
0
0
0
0
693
0
0
0
0
0
-2
0
-2
0
-2
 
FOLKE
0
0
0
0
0
0
0
0
0
15
0
0
0
0
15
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
160
0
0
-6
0
57
0
196
86
4
82
11
0
0
0
0
0
0
0
0
0
0
99
0
99
0
99
 
INBANK
10 289
0
0
0
0
10 289
0
0
0
2 716
0
0
2 716
0
0
0
0
0
0
0
0
0
330
351
0
0
0
0
0
0
266
0
0
0
0
261
571
7 507
3 455
2 452
1 003
281
0
0
0
0
2 010
0
0
0
0
0
1 761
-41
1 802
0
1 802
 
TF
5 840
0
0
0
0
5 840
0
0
0
529
0
0
0
0
0
529
0
0
0
0
0
0
65
0
-352
0
-352
0
0
0
0
0
0
-3
0
0
397
4 624
1 466
333
1 133
2
0
0
0
0
59
0
0
0
0
0
3 097
434
2 663
0
2 663
 
HOLM
4 662
0
0
0
0
4 662
0
0
0
693
0
0
693
0
0
0
0
0
0
0
0
0
0
431
0
0
0
0
0
0
0
0
0
0
0
18
0
3 556
2 478
1 181
1 297
103
0
0
0
0
31
0
0
0
0
0
943
75
868
0
868

Key to the abbreviations