Applying for an operating licence in payment services

Finantsinspektsioon issues and withdraws operating licences from payment institutions and e-money institutions. An operating licence issued by Finantsinspektsioon does not have an expiry date.

From 18.03.2026, applications for an operating licence as a payment institutions and e-money institution, and notifications of acquisition of significant participation in such businesses may only be submitted through the Finantsinspektsioon application portal.

The applications site can be accessed from here.