The aggregate loan portfolio of creditors grew by 13% over the quarter to stand at 1.37 billion euros at the end of September.
There were 9% more loan contracts signed in the third quarter than in the second. A total of some 178,000 new contracts were signed in the third quarter, of which around 134,000 were for unsecured small loans.
Key indicators |
Q2 2021 | Change | Q3 2021 |
|---|---|---|---|
| Stock of consumer loans | 1 215 mln € | ↑ | 1 370 mln € |
| Number of contracts | 526 948 | ↑ | 554 083 |
| of which new contracts | 163 587 | ↑ | 178 077 |
| Net interest income | 28,7 mln € | ↑ | 31,0 mln € |
The quality of the aggregate loan portfolio of creditors improved in the third quarter and the share of loans overdue fell during the quarter from 8.9% to 8.6%. In total, some 54,000, or 9.8%, of the loan contracts issued were in difficulty in the third quarter as either overdue, written off or disposed of. There were over 70,000 such contracts, or 13.4%, in the previous quarter.